Services

We can help you with your insurance plans. Our office includes state-of-the-art computer systems for a variety of applications. Our goal is to provide excellent service combined with a choice of exceptional option and payment plans.

We Specialize In:

Financial Planning Topics

College and financial aid calendar
Basic steps in the financial planning process
Overview of social security benefits

Cash Management Tools

When to refinance your home
Cash management tools
Loan amortization schedule

Health Insurance Topics

Employer-provided health insurance
Medicare parts A, B, and D
Medicare prescription drug coverage
Medical reimbursement plans

Disability Insurance

The need for individual coverage disability insurance
Business and buy-sell agreements
Taxation of disability premiums
Long-term care policies
Long-term care tax issues
Employer-provided long-term care insurance

Investment Questions

Accumulation process
Pyramid of investments

Life Insurance

Considerations in the purchase of life insurance
Tax-free policy exchanges
Types of life insurance
Life insurance glossary

Individual and Employer-Sponsored Retirement Plans

Comparison of IRAs
Roth IRA and ROTH 403 (B)

Distributions from Qualified Plans

Stretch IRAs and beneficiary designations
Taxes on distribution of qualified plans
Stretch IRAs and beneficiary designations

Business Uses of Life Insurance

Buy-sell agreements
Stock redemption plans

Estate Planning Concepts

Revocable living trusts
Types of wills & trusts
Avoiding probate

Charitable Giving Techniques

Types of charitable giving techniques
Considering a charitable gift

Income Tax

Taxation of social security
Personal alternative minimum tax
Income tax tables 2007
Capital gains and losses